Clear as day wasn't my fault (have dashcam footage). Parents given free hire car for 14 days due to not being at fault. The other driver/owner or the insurer may use a debt collector to do this. If you are able to file against the at-fault party, you are. Head to the AAMI website, navigate to the claims page and click, make a claim. Get in touch today. An "at fault" accident is one that's caused by a driver. au. The insurer must make a decision about your claim: Within 4 weeks, for weekly income payments in the first 52 weeks after the accident. Not at fault yet NRMA has deemed my partner at fault purely based on the statement of the driver who hit us. We can help you find a repairer most convenient to you to assess the damage. A wild crash has led to a “nightmare” insurance battle after a woman’s car was hit by another rolling vehicle. Tue, 5 September 2023 10:11PM. Depending on where you live, CTP car insurance may not cover you for your. Everyone i dealt with was fantastic. Get a 5% loyalty discount when you hold one policy for 3-4 years, 7. With branches all across the country, we are. Both I myself and family members have had dealings with NRMA insurance and have found the standard of their repairers to be quite high. The details of the person driving the at-fault vehicle 2. Car InsuranceIt will most likely stay on your record for 3-5 years. issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. I was at fault and was treated so well. Car & property damages. My last claim with NRMA was 7 years ago. Your coverage and excess. The No Claim Bonus is separate from the Loyalty Discount. We're available 24 hours a day, 7 days a week. You may engage a lawyer to help you with your application for common law or contact the Law Society of NSW for. CTP At-fault Driver - NRMA Insurance. At-Fault Driver Cover provides specified lump sum benefits for injuries sustained by an at-fault driver. If you were the at-fault driver in an accident or damage to your car was caused by storm or theft, it depends on your current NCB level and whether you've made any other. Agreed value, choice of repair, hire car, or windscreen replacement are the main things but at the end of the day you’re paying for the claims experience. you need to provide the details needed for NRMA to recover the cost of the claim. Not my fault car. ensure you will be able to claim those costs back on your policy. Just ensure you use the same mobile number you have registered on your policy. There’s no need to make a not-at-fault claim, so the accident won’t affect your insurance premium. Upload your photos, and we’ll send through a competitive quote as soon as possible. ” “I did not see the other person/driver. So a 5. For example having a not at fault claim could mean: You're heavy on the brakes at stop lights (more likely to get rear ended). NRMA Insurance has been insuring Australians for over 90 years. For example, 'Rating 1' drivers haven't made a claim for the last five years (this is usually the maximum number). Having trouble logging in? Update your details. ” “It was all/partly my fault. Service was amazing. I authorise NRMA Insurance to give to, or obtain from, other insurers or any insurance reference bureau any information relating to: • any claim made by me, or • any insurance held by me. I can't speak re NRMA but I am with Budget Direct and I had a claim in October last year, at fault, a listed driver at the wheel, not me. CTP At-fault Driver is extra cover we automatically provide with your NRMA Compulsory Third Party (CTP) Insurance during your motor vehicle registration period. Insurance is still one of those things where you get what you pay for. The aim of the insurance scheme set up by the Motor Vehicles Act 1959 (SA) is to ensure that every. Each CTP greenslip in NSW provides exactly the same cover, regardless of insurer. On 1 February 2020, the ACT moved from Compulsory Third Party (CTP) Insurance to Motor Accident Injuries (MAI) Insurance. Code of Practice. Wild dashcam footage of a car crash involving several vehicles has been released as an Australian woman fights a “nightmare” insurance battle with the NRMA. However, before the 2009 amendments to the Motor Accidents Compensation Act 1999, the driver. You should immediately see an attorney that handles plaintiff's personal injury. Ask the other driver to respond within a specific time, 14 days for example. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Nrma at Fault Driver Policy. e house insurance. 5% for 5-9 years, 10% for 10-24 years and 12. 5% loyalty bonus for over 21 years with NRMA. The police can attend and investigate situations where an accident has occurred, and the other driver has failed to stop. This letter requests them to pay for the damage they caused and should include: The date, time and location where the incident took place. When you make a claim, your excess is the dollar amount that comes out of your pocket when your vehicle needs repair. For Comprehensive Car Insurance the default option for your car repairs is now an NRMA Partner Repairer. ” Two months after the accident, the family still don’t have access to the car and have had to cancel their claim and go through at-fault driver’s insurance to get the repairs done. The police can also investigate where the other driver has provided false details or attend when the other party has stopped but is refusing to provide details. No stress. 47. The excess is typically between $500 and $3,000. you need to be 100% not at fault for the accident. Previously with NRMA/IAG insurance full comprehensive with policy ending on the 13 Jan. For more information, see our overview of the different types of motor vehicle insurance 1. Let's say you're using your home computer. She said this was due to the fact that NRMA would cover anyone who drove the car and did not require a main driver to be listed just anyone who had a financial interest in the car. Consider this feature when you buy your greenslip. To get a no claim bonus, you usually need to have comprehensive car insurance. Select from the following options. Car & property damages. The CTP scheme has been reformed and the types of compensation (and how to claim) depends on when your accident took place. The at-fault NRMA driver for specific injuries. No excess to pay for glass damage repairs. Read your PDS for conditions and exclusions. up to $100 per day (to a maximum of 1,000 km per week) after a not-at-fault incident if your vehicle cannot be driven 3. An Australian woman says she was forced to provide incredible dashcam footage to her insurance provider to prove her daughter was not at fault when her car was hit while. This is the insurer’s way to give you a discount for being a safe driver. This will require at least the name and address of the at fault party. Report. If the glass only damage was caused by another driver, you can give us their name and address, and if we are satisfied it's their fault, then you won’t have to pay an excess. If you aren’t covered or decide not to go through with the claim, it won’t affect your No Claim Bonus. Get urgent assistance. Depending on how they treat not-at-fault claims and the excess, it may be worth claiming and let them chase the other party. Short-Stay Hosts Rideshare. Some policies have time limits for claiming. User #348062 4253 posts. 1. Wild dashcam footage of a car crash involving several vehicles has been released as an Australian woman fights a “nightmare” insurance battle with the NRMA. Police Report given, no injuries (called PAL) Car will die another day, beaver bar in 2010 Fiesta took the damage like a man. pl/RdK2vk. No discernable change in premium. Hearing impaired service, ask for NRMA Insurance (11am–8pm, Mon–Fri) Interpreter servicesWild dashcam footage clears driver from at-fault claim by NRMA. If we need to, we will issue a supplementary or. Good afternoon, I've recently had a car insurance claim denied from NRMA. NRMA Car Insurance Reviewing. Car insurance claims | NRMA Insurance | Had a car accident that’s not your fault?A wild crash has led to a “nightmare” insurance battle after a woman’s car was hit by another rolling vehicle. Well done, NRMA. The decision can also be helped by any diagrams and. Call us on 131 123 to start your caravan insurance claim. All insurers provide the statutory cover for green slips required under the Acts. A no-claim discount (NCD) is a discount on your comprehensive car insurance premium that increases each year you don’t make an at-fault claim. Application for personal injury benefits. I suppose "guess" is the key word when talking about premium increases. 227681 trading as NRMA Insurance. That’s why drivers under the age of 25 have much higher premiums. The emotional costs arising from road trauma to individuals, families and communities remain unquantifiable. Refer to the ‘How we settle your claim’ section of the policy for information in relation to what are reasonable costs. Get an online quote for cars in NSW, QLD, TAS, ACT, WA, SA and NT. For more information on our claims form, visit our CTP injury claims page. Even if you have an accident that wasn't your fault – you're hit by an uninsured driver, or your car gets stolen – you could lose your NCB, and your premium could even go up at renewal. Get a quote. Posted on Feb 4, 2009. Last year $460 at $38paid monthly = agreed value $26k. We need to collect, use and disclose your personal information in order to investigate, assess and pay your claim. I received a letter from NRMA (the other party's insurer) stating that according to their member I was. 60 (plus GST). The details of the person driving the at-fault vehicle 2. Income benefits will stop after 52 weeks if you were the driver mostly at fault or your injuries are threshold (minor) injuries. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Wild dashcam footage clears driver from at-fault claim by NRMA. I have a 2006 4x4 top of range , very low k's,, on agreed value. Insurance claim outcomes. NRMA offers this extra cover to differentiate its green slips. Making a claim might also affect your no claims bonus and the cost of your future premiums. You can have your vehicle assessed before you decide if you want to go ahead with the claim. You may not need to pay an excess if: You can provide the name and address of the person we agree is at-faultWild dashcam footage of a car crash involving several vehicles has been released as an Australian woman fights a “nightmare” insurance battle with the NRMA. This will keep your no-claims discount intact if you make one at-fault claim. 24/7 claims. NRMA Insurance is part of the Insurance Australia Group. Taxi fares (up to $250) to get you home if your. We're available 24 period a day, 7 days a week. ALL your claims fault or not, crime rates in the area i. NRMA, for example, has a Special Claims Unit the sole task of which is to look at suspect claims. Because help is who we are. 1300 889 256. He was being really evasive about providing his insurance details, so eventually, I lodged a claim through my comprehensive insurance with NRMA. Some policies have time limits for claiming. Previously with NRMA/IAG insurance full comprehensive with policy ending on the 13 Jan. But 3 months after this was all done, a letter stating "notice of respondent of dispute" from the other party was sent to us. When you make an “at-fault” claim, your NCD drops by 30%, as per industry standard. If you have an excess to pay. NRMA Insurance is part of the Insurance Australia Group. In my opinion (and I show evidence) the other party was at fault, I had witnesses approach me immediately after the accident and offer their details. CarAdvice What happens if someone else crashes my car? Getting into a car accident can be complicated, but things get even trickier if you're not the one behind the wheel. Could be Easter holiday delays. Need to make a NSW CTP Insurance claim? We’ve made videos to help you. Change car details. Email us. NRMA or the person at fault ? how many quotes should i get? User #104095 42 posts. Either way, it'squick deposit in general. This is hardly "giving customers more choice". No joy if they do a runner or give you false details. If we agree you weren’t at fault in the collision and you can give us the name and address of the at-fault driver, then we can arrange a hire car for you if you need one. Not-at-fault claim with Shannons who don't offer free car rental and won't help with rental claims at all. Your insurer pays the remaining $3,500. To get a no claim bonus, you usually need to have comprehensive car insurance. The process was very easy and had no issues at all. Wee watch toward the pros and cons of NRMA's Comprehensive Car Insurance policy, as well as cover the exclusions, inclusions and potential cuts. Household. states, not-at-fault claims are filed against the at-fault vehicle owner's insurance policy. – Hire car after a not at fault collision or crash 31 – Hire car. The not at fault hire car cover is available to all our Comprehensive policy customers, whether they have the hire car policy option or not. If we agree you weren’t at fault in the collision and you can give us the name and address of the at-fault driver, then we can arrange a hire car for you if you need one. If the other party was comp insured with NRMA and they caused damage to your trailer and were at fault, I would have thought the NRMA is. If you have an NRMA Comprehensive Car insurance policy, one of the first things to do is call us on 132 132 to start your claim. NRMA customer Jenny tried to lodge a claim with the insurer after the front of her car was clipped by a rolling vehicle in July when her family was on their way back from a snow trip. Make a claim. It doesn't matter if both of you are insured by the same company. NRMA Insurance is part of the Insurance Australia Group. NCD After Subsequent Claim. You are entitled to make one at-fault claim each period of insurance without losing the No Claim Bonus if the vehicle has a carrying capacity of less than 2 tonnes and is receiving our maximum No Claim Bonus discount. So some do up your premium regardless and some only up it, if it's an at fault collision. So some do up your premium regardless and some only up it, if it's an at fault collision. au. You should report all accidents to your insurer. Sheen can help if you've had an accident and aren't at fault. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. NRMA Insurance is part of the Insurance Australia. Get Australia-wide coverage for less than $86 a year, with no joining fee. NRMA Insurance is part of the Insurance Australia Group. • Covered for not at fault accident until claim settled • Optional extra for. i requested 3 quotes, NRMA refused repairing the car without my knowledge. Call 1800 032 220 to start your Compulsory Third Party (CTP) Insurance claim in NSW or QLD. The details of. 7/31/2019 Nrma at Fault Driver Policy 1/16CTP At-Fault DriverPolicy booklet7/31/2019 Nrma at Fault Driver Policy 2/16THIS PRODUCT IS ISSUED BYInsurance Australia Limited… Log in Upload File Most PopularMy question is regarding a car accident where I was not insured but the other party was. Vehicle was repaired within 5 weeks. 00 as she was not at fault. My question is regarding a car accident where I was not insured but the other party was. If an accident is another driver’s fault, it is the responsibility of the other driver to put you back into the position you would have been in had the accident not occurred. Canada. We would like to show you a description here but the site won’t allow us. When creating your. We're here to help. When I took the car to motorserve for an assessment as I was late for the appointment they refused to assess my car. Midnyte. 0 points•17 comments•submitted an hour ago by sam_tiago to r. A replacement vehicle could be provided to you if the accident was not your fault. Access to the AAMI App, making it easy to check and update policy info, track claims, and more. au for more information. At-fault motor claim in last 2 years; Demerit points; Years of relationship; Other motor vehicle insurance; Vehicle safety features e. Post on 22-May-2020. gov. Insurance NRMA - Not at fault claim - comp insurance: 12: 2: AlexSyd Tuesday at 10:50 pm ausslav Yesterday at 9:11 pm: auss 4h: : Licence Fined for not turning right: 63: 1: jimmy145 2023-Jun-20, 6:39 pm Autonomous B. Under the CTP At-fault Driver cover, we pay an amount if . Wild dashcam footage of a car crash involving several vehicles has been released as an Australian woman fights a “nightmare” insurance battle with the NRMA. Scenario 1: The other driver is insured and makes a claim. 3/5 ( 17 votes ) Paying excess for a car accident that isn't your fault. Yes. At fault party also lodged claim and provided their claim number. OP example: Pre Accident value $44,000 minus wreck$4000 minus repair costs $24,000 minus sublets$3000 minus extras$2000 equals $11,000. 2. With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer. Unfortunately those 3 accidents you had even though not at fault are still factored into your premium. Add an option so you can make one claim per year that’s your fault without reducing your No Claim Bonus 7. We're available 24 hours a. AAMI cons claimed back all losses from the truck drivers insurance policy and company, so AAMI recovered their money. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). A no claims discount (also known as a safe driver reward, no claim bonus rating scheme or no claim bonus rating level) is a reward offered by some insurance providers to safe drivers. ago. g. NRMA never tried to make contact with the at. Please select an option below: Regarding CTP Green Slips. Car insurance: Third Party Fire & Theft from NRMA Insurance. Assuming you were in one at-fault accident, car insurance rates go up by an average of more than 50%, according to a 2022 analysis of full-coverage policies from Insurance. For 14 days of cover at up to $75 per day, NRMA charges $64, while ANZ charges $171. If we agree you weren’t at fault in the collision and you can give us the name. Injuries can be covered by your mandatory CTP Green Slip. Please return this claim form by mail to: NRMA Insurance Compulsory Third Party Department GPO Box 481 Sydney NSW 2001 For your convenience, a reply paid envelope is providedNRMA. We may ask you to provide documents that help us assess and settle your claim, such as photos of the damage. we pay for a hire car if your car’s stolen or it can’t be driven because of an accident that’s not your fault. * Under the CTP scheme introduced by the 2017 Act, drivers at fault can receive up to 12 months of fixed benefits for all types of injury. An insurer will usually let you know the details they want when the claim is lodged either online over the phone or via a. A wild crash has led to a “nightmare” insurance battle after a woman’s car was hit by another rolling vehicle. The woman from NRMA told me to simply put the policy in my fathers name and I would incur an age excess of $1600 if I was to claim at fault. User #202456 20446 posts. It took 3 months to get the part and was undrivable. Depending on the details of the incident, you may have to pay more than one. These are: Hire car after any covered incident, whether at fault or not (automatically included with Comprehensive Plus) No excess on windscreen or window glass claims (automatically included with Comprehensive Plus) Choice of. An NPR investigation has found that thousands of U. Start and track your claims, get a new quote or retrieve saved quotes, update. The website said her excess should be $0. Sydneyswans on 28/12/2022 - 13:26. military service members and veterans, including the Queen family, are at risk of losing their homes. We can also deduct it from any payment we make to you. I have had a couple of other claims in my 35 yrs with NRMA that were not my fault – other drivers hitting my parked car. The not at fault hire car cover is available to all our Comprehensive policy customers, whether they have the hire car policy option or not. When I complained to the company owner, he asked me to provide a few quotes and so he could lodge a claim through his insurance. If it is a positive figure then that figure is how much the insurer is saving by not writing off your vehicle. NRMA Car Insurance (Car Insurance): 1. Claims officers can also use their own initiative if they think that there is something suspect about a claim. These all mean absolutely nothing when competitors can provide the same/better coverage for a lower premium. Add or remove a driver. 30am to 5pm (AEST). Certificate of Fitness (completed by your doctor) Send your completed claim to: Email: myCTPclaim@qbe. If you make a claim, the excess is generally payable. If you weren't the at-fault driver in an accident and you provide us with the at-fault driver's name and address, making a claim will not affect your No Claim Bonus. While CTP Insurance covers personal injury claims in an accident, it doesn’t cover the cost of damage caused to your own vehicle or anyone else’s property. So, if your car’s damaged and we decide it can be repaired, we’ll automatically arrange a Partner Repairer to fix it (unless you. Any other costs you’re claiming as a direct result of the accident. My last claim with NRMA was 7 years ago. If their car is insured in NSW, the injured person will need to claim themselves. Call us on 131 123 to start your caravan insurance claim. To find your rating, check your current car insurance policy. Without insurance, you may have to pay out of your own pocket. Start and track your claims, get a new quote or retrieve saved quotes, update your details and make payments on the go. The way insurance calculates the cost of your premium is based on how much of a risk they see you as. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW. Later, I got a call from the other driver and he said that he's made a claim through his own insurer and that they should be covering my. With NRMA Third Party Property Damage Car Insurance we cover damage to your car caused by an at-fault driver up to $5,000. NRMA Insurance is part of the Insurance Australia Group. Fax: (02) 9375 4583. Select from the following options. 1. If you’re not at fault. Is this normal or did she just luck out on a lazy phone agent? We have details of the other party as the police were called and there is a police incident number. 2 The discount usually increases each year you. TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. If you do not obtain our agreement first, we will only pay reasonable costs up to the amount we would have agreed to pay had you obtained our prior agreement. 3. Hire car picked up, car being towed tomorrow afternoon to ATA Fleet Repairer. I received a letter from NRMA (the other party's insurer) stating that according to their member I was. If you have been very seriously injured in an accident where you were not at fault, you may also be able to claim for other types of compensation from the CTP insurer of the vehicle at fault. I always had the car repaired at my choice of repairer with brand new parts from the manufacturer. com. Evidence. It is not part of your vehicle registration costs. If you were the. It depends on the type of claim and how the claim will be settled. NRMA Insurance after Not at Fault Accident. 1. The household no claim discount is offered if you haven't made a claim in the last 12 months. I had an incident yesterday with my car but the other person is not giving me the claim number and I am with an online car insurance company (Comprehensive poli. Hit a Kangaroo = new front bumper new intercooler = All OEM parts. It is called Driver Protection Cover and is included in the price of an NRMA Insurance greenslip. At fault party also lodged claim and provided their claim number. Some insurers extend your comprehensive cover to rental cars. Investing Investing. Select from the following options. I have 15 policies with NRMA and have been a loyal customer for 18 years. glass claims – 1 replacement claim and 2 repair claims in any one period of insurance Child seats or baby capsules – $650 per seat, per incident Emergency repairs – $500 any one incident Emergency accommodation and travelling expenses – $1,500 any one incident Lock re-keying/re-codingNot all accident replacement vehicles are equal – we provide a like-for-like replacement, giving you the comfort and convenience of familiarity. The details of the vehicle at-fault in the accident. Usually, after storing the claim, glass repair can be programmed within the week or a little longer if you need factory OEM glass. If you have NCB protection you don't have to as NRMA will say you have no claim. Read more from the other party. Step two: enter your best email address. Glass claims, in the same way, can often be handled quickly and sometimes without deductible. estate of someone fatally injured as a result of a motor vehicle accident in the ACT for which the deceased person was not at-fault. If your car is damaged by an incident where you weren’t at fault and it cannot be safely driven for repairs, as long as you can give us the name. NRMA Insurance is part of the Insurance Australia. Help with your CTP claim. The details of the person driving the at-fault vehicle 2. they choose great Panel beaters too. Not Supplied Credit: Supplied. For example, in New South Wales, NRMA and ANZ both offer optional cover for a rental car in case of an at-fault accident and charge a flat amount. If you’re deemed ‘at fault’ by the other driver and their insurer, they’ll ask you to pick up the bill for the damages. Premium went up to about $2k on a $12,600 agreed value car. If you require further information about the effect of GST on your CTP insurance, contact the Australian Taxation Office , Tax Reform Information Line on 13 24 78 or your tax adviser. The letter was from the other party lawyer saying we needed to pay for the damages upfront. To find out which excess type applies to your policy. Wild dashcam footage clears driver from at-fault claim by NRMA. If an NRMA CTP insured vehicle caused the accident, the person injured will need to make a claim themselves. An excess usually applies for most claims unless there's someone else we can recover the costs from, like the driver of another car who caused the accident. ”. If you haven’t done so already, you will also need to complete an application for personal injury benefits claim form. - NRMA confirmed that at fault party has accepted responsibility that they were at fault. It means that, if the damage bill was $5,000, say, you would pay $1,200 and we would pay $3,800. You move up one discount level after each claim free period, until you reach our maximum 25% No Claim Bonus 1. But some types of accidents are clearer in terms of. If you need (or think you'll need) more than two treatment sessions, it's important to submit a claim for personal injury benefits. In some cases you’ll be asked to pay the excess to the repairer or supplier. Yes – NRMA offers several optional extras on their Comprehensive Plus and Comprehensive Car Insurance policies. If an issue with your claim can’t be resolved through discussion with the CTP Insurer, you should ask them about their dispute resolution process. If your car can't be driven (after an incident we cover) and your policy covers towing, call us 24/7 on 132 132 and we'll arrange a tow for you. Damaged Whilst Parked and How to Claim. This was a NOT AT FAULT AAMI CAR CLAIM in 2017, and these clowns paid for the Nissan 370 Z to be fixed, it took 3 months. All you need to do is start your claim and we’ll take care of the rest for you. Determining who's responsible for an accident is assisted by the road rules, and establishing if there's any negligence that's contributed to the accident. Applying for Early Payment for Medical Expenses You may be eligible to make a claim for early benefits using the joint Motor Accident Notification Form / Motor. 1300 654 903. If you weren't the at-fault driver in an accident and you provide us with the at-fault driver's name and address, making a claim will not affect your No Claim Bonus (NCB). Your call might be answered by one of our glass partners. If you have claimed on your car insurance, you can expect to pay 20% to 50% more for cover in the future. It's against NRMA, who have accepted liability thankfully, but were vague about the possibility of claiming rental car costs. Read Today's Paper Tributes RewardsHow At-Fault Driver Cover works. NRMA Spokesperson Peter. pl/RdXdZI. All this, along with improved and simpler navigation. Had I not at fault claims on my NRMA policy this would also be $200 plus less a year on my premium Despite now having 2 other policies with this other insurer, although they don’t offer multi policy discounts and i had 2 at fault claims in the last 5 years on my NRMA policy, I am still paying less than what I would be with NRMA with multi. So, claim a full write off, then obtain the parts from UK or the car club and repair. The person at fault is with NRMA. The mother and daughter needed to supply the dashcam footage for NRMA to accept that she wasn't at fault. So $1,061 becomes $1,168. United Kingdom. Value for money. This form should be provided to the CTP insurer after the first treatment on a claim (other than early intervention treatments). “The at-fault insurance company rang me and confirmed all the details and they approved it within days, the identical claim to what we put through the NRMA,” she said. 3 views. Get a 10% discount if your car is recognised by NRMA as fuel efficient. The extent to which you and your vehicle will be covered and if you can make a claim in an at-fault accident depends on your level of insurance. NRMA Insurance provides car insurance, home insurance, business insurance, travel insurance, motorcycle insurance, boat insurance, caravan insurance, life insurance, income protection and security in NSW, QLD, ACT & TAS. If a crash isn’t your fault, you need to make a claim against the other driver's insurance. Include the date to the form with the Date tool. Instead, some of our car insurance in NSW can cover your motorhome. So in answer it really does depend. cojoco • 6 min.